In accidents, sometimes the at-fault driver does not have insurance
or you were in a hit-and-run accident with no information on the other driver.

According to the Insurance Information Institute,
in 2023 15.4% of drivers in the United States are uninsured.

Uninsured motorist coverage kicks in to protect you
if you are hit by a driver without insurance.

It will cover:

• your medical expenses,
• your passengers’ injuries,
• and property damage
  up to your policy limits.

Without this coverage,
you could end up having to pay for your own damages and expenses out of pocket
if the at-fault driver does not have insurance.