If the person who hit your vehicle in a car accident does not have car insurance,
contact the police and your insurance company.

Be sure to file a police report
so that you have the necessary information required for your claim and possible legal proceedings.

You will need to file a claim with your insurance
under uninsured motorist coverage and collision coverage.

Uninsured motorist coverage will help you recover vehicle damage and medical expenses,
although you may need to pay a deductible.

With significant injuries and damages,
consult an attorney who can help guide you through your legal options.

It may be necessary to file a lawsuit against the at-fault driver
in cases where you do not have uninsured motorist coverage yourself.