Yes, opting in for Uber’s optional injury protection is always worth it. 

14% of all drivers in the United States are uninsured, and if an uber driver is injured in an accident with an uninsured driver, they may have to pay for their medical expenses out of pocket. 

Even with drivers who are insured, many only have the minimum $30,000 coverage requirement, which may not be enough to cover the entirety of medical expenses.

 Uber’s optional injury protection covers any additional medical expenses that may arise.